About Our Agency

Lubowicki Insurance Agency provides broad insurance options.

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We are your trusted independent insurance agency.

Your family, your business and your possessions are all important to you, but you may not know how to best protect them. We have the experience to navigate the unique risks you face, serving as your insurance professional.

Our very own Ed Lubowicki has obtained his Accredited Cyber Risk Professional designation. Our team strives to keep up to date on the cutting edge of our industry!

Asbury Park

The Lubowicki Insurance Agency is proud to have contributed to the Asbury Park Toy Drive for the last 3 years.

Award - NJM Premier Agent

The Lubowicki Insurance Agency, Inc. is pleased to announce we have contracted with NJM Insurance Group (NJM) as an NJM Premier Agent, notably expanding our ability to marry the business needs of our clients with NJM’s highly regarded, value-based insurance solutions. This unique relationship positions us as a primary gateway to NJM Business Insurance.

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Founded in 1968, The Lubowicki Insurance Agency is a leader in providing quality insurance for hundreds of individuals, families and businesses in Metuchen and throughout the New Jersey counties of Middlesex, Somerset, Union, Monmouth and Hunterdon. Providing superior customer service and low rates, along with our ability to understand our customer’s coverage needs drives the success of our agency.

By offering world-class protection for your car insurance, home insurance and business insurance, we do our best to see that you’re covered today as well as in the future so that you can focus on what is important to you and your family. At The Lubowicki Insurance Agency, our job is to assist you in identifying your needs and problems, while putting together a customized plan that’s simple and easy to understand.

We take the mystery out of insurance and help you make sense of it, so you can look forward to a brighter, more secure future. To do this we evaluate your insurance needs, find the company that will give you the best value for your dollar, all while supplying a superior standard of protection. The companies we represent offer tested, reliable insurance policies and excellent customer service. We make sure that the insurance companies that we represent have an outstanding reputation for fast, fair claims service.

We hope you will benefit from our website and can take advantage of our experience in serving you for all your insurance needs. We encourage you to contact us with any questions or concerns.


Our BIGN Partnership

What Sets Us Apart


As an independent insurance agency we have great relationships with many well-known, reputable insurance companies, giving you the power of choice.


Our insurance professionals have years of experience in the insurance industry and serve as your advocate from selecting coverage through filing a claim.


Our insurance professionals have a strong passion for insurance and protecting what you value most in business and in life. We treat our customers like family.
Risk Assessment Quote
Company Stats & Facts

We identify your needs & customize a plan that

works for you


Years in business

Proud Member of

Beyond Insurance

Ed Lubowicki

Agency Owner, is a Certified Risk Architect by Beyond Insurance

At Lubowicki Insurance Agency, our mission is very simple. We strive to provide a true, concierge client experience which is unique in the insurance industry. We give clients the power of choice from top-rated national and regional insurance carriers.

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As an independent agency, we offer multiple options at competitive prices.

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